
All views are my own and do not necessarily reflect the views of Discover Products Inc. and its affiliates Did you know that only about 3% of adult Americans actually know what a personal loan is? When I first came to America, I did not understand the concept of building credit because coming from Nigeria, no one encourages you to get credit. In fact, retailers often have a big sign on the wall that reads, "No credit today, come tomorrow." But that makes sense for Nigeria because Read More